You’ve been unfortunate and somehow been involved in a serious accident that has led to a rather severe (or potentially even life-changing) injury. In just a short space of time, everything has changed. All the things that you were so certain of, such as your financial future, have been altered, leaving you feeling unsure of what the future will hold.
While being involved in a serious or life-changing accident is devastating and can significantly impact your physical and mental health, it’s important to remember that there are steps you can take to protect your financial health, both now and in the long run.
Wondering how you can ensure that an accident doesn’t impact your finances and the ability to lead the life that you want? Below are a few handy tips and advice to read and take note of – hopefully, you’ll find them useful.
Determine whether you can return to work
First things first, it’s important to consider whether it’s possible for you to return (either now or at some point in the future) to your current job. This will, of course, depend on the type of role that you have and how physically demanding it is, and whether you’re physically (and mentally) able to manage it going forward.
If you (and your doctor) feel that your role is no longer suitable, you could consider speaking to your employer to determine if there’s another role within the same company that would be a better fit for you, such as an office based position, for instance.
Consider getting compensation
If the accident that occured was not your fault, then you might want to think about getting compensation for the trauma, injury and long-term impact what happened has had on you and your family.
For instance, workers’ compensation attorneys are great for supporting workers who have been seriously injured at work as a result of employer negligence. So, if your injury occured while at work, you might be able to make a claim against your employer.
You might not like the idea of “making a fuss” and making a claim against the person at fault but the fact is that if you’ve been injured due to no fault of your own, it’s your right to make a claim and be fairly compensated. So, getting compensation is something that it’s definitely worth looking into.
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Look at your income options
It’s a good idea to take the time to look at what your long-term income options are and how you can ensure that you’re still able to financially support yourself despite your injury and the long-term impact it may have on you.
If you don’t feel like a regular nine until five job would suit you anymore, then you might want to consider the remote working opportunities available to you. These kinds of roles are ideal as they allow you to work from the comfort of your own home, and many offer flexible schedules that allow you to work as and when you want to. Alternatively, you could opt to start a business of your own or work in a freelance capacity for a range of clients to give yourself even more flexibility regarding how and when you work.
There you have it, a few useful tips and advice that should help make protecting your income after suffering a serious injury a little easier to manage.