A study shows that from the year 2014 the Affordable Care Act, also denoted as ACA, has authorized insurance coverage for essential healthcare services. Every family should be aware of all the healthcare services that are covered by their insurance policy plan. Here are the healthcare essentials every family should have covered.
Prescription drugs are the drugs prescribed by medical personnel when you visit the hospital. The government has formulated policies to ensure that each category of approved prescription medication is covered. You find that this has eased the cost of buying drugs for many families. Hence, the cost that would have been incurred buying drugs can be used for other purposes.
Healthcare services offered in this category include immunizations, vaccinations, child visits, vision care, and dental care. Vision and dental care cover must be given to children between the ages of 0-18 years. Children at this age are supposed to go for dental check-ups twice a year. Also, they are expected to go for an eye exam once a year.
Wellness and Preventative Services and Prolonged Disease Management
Healthcare services covered in these categories include immunization vaccines, diabetes screenings, colorectal cancer check-ups, and diet counseling. It is vital to use this opportunity to go for early screenings. If you are diagnosed with cancer or diabetes that is being covered, you can start treatment immediately. Also, you can consider using non-Obamacare health insurance, which offers healthcare insurance options suitable for healthy families who do not need much coverage.
Addiction Services and Mental Health
The government has set up policies to cover the conditions when it comes to addiction and mental health. The services include psychotherapy, counseling, and behavioral health treatment. Ensure you consider this if there is someone in your family struggling with addiction or mental health.
Pregnancy, Maternity, Plus Newborn Care Services
These are healthcare services that cater to a pregnant woman before, throughout the pregnancy journey, and immediately after delivering the baby. Post and prenatal care are crucial for the well-being of the mother and the baby.
Mainly, this is where you are rushed into the emergency room for monitoring and observation. If the medical facility has a defective network, you will not be penalized. Through these medical covers, treatment has been made available and accessible to different families in the country.
Therefore, ensure you use these services to the best of your ability if need be since they are free of charge. It would be prudent if you did not wait till things get worse; instead, make a point to go to the hospital for check-ups to prevent significant health issues in the future.