There may be fewer cars on the road at the moment, and many of us may be working from home. But we still need to be more vigilant than ever when we’re outdoors. Especially in terms of road safety. Some irresponsible drivers have begun to use the newly clear roads as an excuse for speeding and recklessness. As such, while there is less traffic, there may be more risk. While we should all be vigilant, we should also learn what to do (and what not to do) if we are injured as a result of an accident which is someone else’s fault.
Do: Gather as much information as possible
When an accident occurs, we want to put it behind us as quickly as possible. The last thing you’ll probably be thinking about is making a claim for damages. However, the more information you can gather in this moment, the stronger your claim will be should you choose to make one. Get the driver’s license plate number and insurance details if possible. Take pictures if you can. If you’re physically unable to do this, there may be someone else who can do it on your behalf.
Don’t: Apologize
We’re polite and personable people. We tend to apologize even if we know we’re not at fault. However, experts advise against apologizing to the other party. This may be used against you and can tacitly be used as an admission of guilt or blame.
Do: Seek legal representation
Yes, you can make a claim yourself. But insurance loss adjusters are incredibly tenacious. Your chances of a satisfactory settlement that’s proportionate to your damages are much, much better when you have a lawyer by your side.
Don’t: Sell your recovery short
Depending on the nature and extent of your injuries, recovery may be a long road for you, and will likely include a range of treatments from physical therapy to psychiatric counseling. However, insurance company loss adjusters can get extremely bearish when it comes to healthcare costs that they will and won’t consider. But that doesn’t mean you should sell your recovery short. If your relationships with chiropractors or massage therapists are critical to your recovery, don’t be afraid to get the treatment you need. Your lawyer can negotiate on your behalf if needs be. Remember that you are entitled to the full face value of your medical bills, what is paid by your health insurance company.
Do: Clean up your diet
And finally… After an injury, it’s all too common for us to want to gorge on sugary, fatty, and salty comfort foods. But the cleaner your diet now, the faster your body will be able to repair damaged tissues and get you well again. That means more whole foods, more lean protein, more healthy fats, vitamins, and minerals. In other words, more veggies and less of everything else! Not only will eating well aid your physical recovery, but it will also give you a cheerier psychological outlook… not to mention being easier on your budget than getting regular take out.
