Many factors create a stable life for families, but most fall under the broad categories of financial, physical, and emotional health. However, there is also a fourth category, future-proofing. This essentially means valuing education to prepare for a technologically sophisticated future.
It’s difficult for a family to enjoy a stable life if there is persistent financial strife and struggle. This can even occur in families where both parents have well-paying jobs. Financial stability starts with proper money management. The first step in building a strong financial future is managing your money. The second step is investing. The third step is saving. And the fourth step is insurance.
While preventative health practices, such as a good diet, sufficient regular exercise, and getting enough sleep make a huge difference in sustaining good health, the importance of health insurance should not be overlooked. When it comes to health insurance, here is a quick overview of ACA vs non-ACA policies.
The Affordable Care Act has made it possible for people with pre-existing conditions to have access to health and life insurance. The ACA is the law that created the Health Insurance Marketplace. This program provides subsidies for people who cannot afford insurance on their own. At present, there are a significant number of states where non-obamacare health insurance is available. These plans typically exclude coverage for pre-existing conditions, maternity care, mental health treatment, or substance abuse treatment from the start. Which means that if an individual needs this type of coverage, they must purchase a plan at full price through their state’s healthcare system.
The number one factor in a child’s development is their home environment. Children who grow up in an emotionally steady home are more likely to have healthy emotional and behavioral states, academic success, a stronger sense of self-worth, and less involvement with drugs or alcohol.
A good education is critical to succeeding in today’s high-tech society, one that is leaning towards increasing automation that will eliminate many low-skill jobs that AI can do better. Children who graduate from high school and go to college for four years and graduate with a degree will have a better chance of success in society. Completing a master’s degree or Ph.D. program is even better. The more education young adults have, the easier it will be to find employment and to thrive in fields that require knowledge workers.
You might think that you’d need a degree in specific areas to advance your career. While that’s typically the case, you can still pursue your interests.
Courses span a wide breadth of topics, from a masters in theology to a Ph.D. in video games. Depending on your career, they can easily have an impact on your career.
That should be a positive one. At a minimum, you should see your employment prospects rise, alongside salary offers.
While you’ll need to pay a decent amount to get your masters or doctorate, it’ll be more than worth it in the future. You’ll earn the money back plus much more over time.
There isn’t a reason not to consider obtaining it, provided you can afford it. In time, it’ll give you multiple benefits.
Without sufficient money and physical and emotional health, a family will find stability difficult. It’s also important for families to appreciate the value of a good education for building a future in which AI and the IOT will play a significant role in shaping the economy. Fortunately, these four essential needs are possible to reach with enough planning and effort.