From their first steps to the first time they get behind the wheel, you’ve been there for all of your child’s milestones. Unfortunately, even if your teenager is the safest driver you know, accidents can happen.
In the event this does happen, there are things you can do to make the ordeal a little more bearable.
First and foremost, call 911. Regardless of fault, the police need to be involved. Even if no one is hurt, it’s a good idea to get checked out. Some injuries don’t present until hours later. Concussions usually present with headaches and blurred vision.
Call the Insurance Company
It’s imperative to contact your insurance company immediately. Provide them with all of the details of what happened. Even if your teen is at fault, they need to know the details. The problem is, many teens don’t know how to do this. In fact, they might not even think they need to.
Not knowing how to handle an accident can cause serious legal ramifications. In some states, in addition to increasing your monthly rates, insurance providers will cancel your teen’s coverage. Depending on the company, they could cancel your coverage as well. It’s crucial that you and your teen driver report any incidents, no matter how minor.
Enlist the Help of an Accident Attorney
Often, smaller accidents can be resolved without involving lawyers. However, if the accident isn’t your teen’s fault and the other party is not cooperating, you need to enlist the help of an auto accident attorney. Not only can they help you file the claim, but they can also get you the money you deserve.
Don’t Play the Blame Game
Your teen might be headed towards young adulthood but they are still your little one. They still need your support, so don’t play the blame game. Let them know that you are there, even if they caused the accident. If they’re at fault, they need to step up and take full responsibility.
If that means they lose their driving privileges and working to help pay the insurance premiums, so be it. Part of growing up is taking responsibility for their actions.
The best way to prepare your teen is education and practice. Teach them the importance of not texting and driving and how to avoid a collision at all costs. There are also apps you can download to help them master the open road.