A lot of people often talk about buying jewelry for “investment purposes”. That’s not to say that you can’t enjoy the pieces you buy, but rather you’re buying jewellery that will hold its value or increase over time.
And jewelry can be a pretty significant part of your portfolio if you’re building one, and be a great way to diversify assets, if you know what to buy and what to look at. Not all jewelry is going to be worth something in the future, but some pieces will be a valuable asset not only to wear but to boost your wealth in years to come. Let’s take a look.
Materials That Hold Up
Gold is the most commonly held metal in investment collections. But it’s not the only choice. Solid gold, platinum, and properly set high-quality stones are great choices when building your collection.
Why? They don’t just look better, they wear better. Gold-plated pieces are usually just finishes over low-quality metal, meaning that with wear, it tarnishes and lose any value itheyonce had. But solid gold, however, will wear better, and platinum doesn’t need repolishing or recoating. So if you’re buying to both wear and form part of an investment collection, these are great choices.
And stones matter here. It’s the quality of the stone you’re focusing on. The 4 C’s of diamond quality should dictate your diamond investment jewellery, but the diamond isn’t the only jewel you can add to your collection. Sapphires are highly collectable and are hard-wearing.
Classic Designs That Aren’t Trend Driven
If you look at some of the most highly sought-after jewelry pieces and collections, you’ll notice one thing. They’re not chasing trends. They’re timeless styles and designs that simply work. And in jewelry, where trends move fast like fashion, if you’re focusing on what’s in style now, not what has been consistently popular, then you’ll instantly lose money and the appeal of the piece.
So instead of choosing based on what’s popular now, opt for classic designs, subtle over ostentatious.
Collections Known for Quality
You need to make sure that when you add pieces to a collection serving as both your wearable and investment jewelry, you buy from reputable collections that are known to deliver quality and a high level of craftsmanship. There are many collections that do so with ease. They might come with a higher price tag; however, it’s worth investing in something better made, where the focus is on the materials and design. It might be that you pay attention to high-end luxury rings, which are crafted to understand their appeal and value, or you might be more interested in the design and feel of necklaces with and without stones.
But knowing what to look for, what makes an item of jewelry valuable, and how it will hold its value can direct you to the right collections to purchase from, so you’re not just throwing money or adding pieces you can’t realistically wear on a regular basis.
